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UH, GOOD AFTERNOON

[00:00:01]

FOLKS.

IT IS

[Transportation Infrastructure Mobility Committee Meeting on October 19, 2021]

5 0 3 ON OCTOBER 19TH, 2021.

THIS IS A MEETING OF THE, UH, THE CITY OF GARLAND COUNCILS TRANSPORTATION INFRASTRUCTURE IN MOBILITY COMMITTEE.

MY NAME IS ROB AND I AM THE CHAIR I HAVE WITH ME, MAYOR PRO TEM TO ONE HEDRICK AND COUNCIL MEMBER, ED MOORE, NUMBER OF OTHER LUMINARIES, ASSISTANT CITY MANAGERS, ROAD RAGS, ET CETERA, ET CETERA.

LET'S GET RIGHT TO THE AGENDA.

THE FIRST ITEM IS APPROVED THIS SEPTEMBER 21ST, 2020 MEETING 2021 MEETING MINUTES.

MOVE TO APPROVE.

SECOND, SECOND.

ALL IN FAVOR.

AYE.

AYE.

IT WAS APPROVED UNANIMOUSLY AND I HAVE SIGNED THEM MOVING ON TO ITEM NUMBER TWO, FOLLOW UP TO PREVIOUS DISCUSSION ON SPEED HUMP POLICY.

AND WITH US, WE HAVE GOING TO TELL US WHEN TO GIVE A BRIEF UP ON THE, JUST WHERE WE ARE WITH, WITH MOVING FORWARD ON TESTING SOME DIFFERENT SPEED HUB DESIGNS.

SO STEVE AND I TALKED, UH, JUST IN THE LAST MONTH OR SO, AND WE'VE, UH, THERE, THERE'S SOME DIFFERENT WHEN, WHEN WE ORIGINALLY CREATED THE SPEED HUMPS, WE DEVELOPED A TEMPLATE FOR THAT.

AND SO WE'RE, WE'RE LOOKING AT THAT AND, AND LOOKING AT DIFFERENT HEIGHTS THAT WE COULD DO ON THAT.

UM, THERE'S ALSO, UH, WE, WE BELIEVE WE HAVE A LOCATION THAT, THAT THE VA, UH, THE PARKING LOT OR THE OFFICE BUILDING OUT AT THE VA CENTER, UM, IS A POSSIBLE SITE WHERE WE COULD DO SOME TESTING.

IT'S, UM, BASICALLY ON AN UNOCCUPIED RIGHT NOW.

AND SO WE COULD, OUR PLAN RIGHT NOW IS TO DEVELOP SOME DIFFERENT SPEED HUMP DESIGNS.

AND ONE OF THEM PROBABLY WILL BE THE, THE STAGGERED SPEED HUMP THAT WE TALKED ABOUT LAST TIME, UM, AND LOOKING AT SOME DIFFERENT, OTHER, OTHER OPTIONS, AND THEN TRYING, BUILDING THOSE OUT THERE, GETTING THE FIRE DEPARTMENT WITH THEIR TRUCKS OUT THERE, TRYING THOSE, UH, POSSIBLY ALSO TALKING TO THE, UH, SCHOOL DISTRICT AND, AND, UH, RUNNING SOME SCHOOL BUSES THROUGH THERE.

SEE HOW THAT, HOW THAT, WHAT THE EFFECT IS ON THOSE AS WELL.

SO THAT'S WHERE WE ARE RIGHT NOW.

WE'RE, WE'RE KIND OF JUST EXPLORING DIFFERENT OPTIONS AND, AND GETTING READY TO PUT SOME TESTS OUT THERE AND TRY THEM OUT.

OH, OKAY.

SO YOU NO QUESTIONS.

THANK YOU, PAUL.

GREAT.

THANKS FOR THE UPDATE.

AWESOME.

NEXT UP ITEM THREE ON THE AGENDA IS UPDATE ON THE FLOOD BUYOUT PROGRAM IN FOR ONCE MICHAEL, WE'RE GETTING TO YOU BEFORE 5 15, 5 55.

I WAS EXPECTING THAT TO GO A LITTLE BIT LONGER.

NOW I CAN'T GET THE FLASH DRIVING.

THERE WE GO.

ALL RIGHT.

ALL RIGHT, I'LL GO THIS WAY.

SLIDESHOW IS IT LOOKS UNPLUGGED DOWN THERE.

THAT ONE.

YUP.

THAT MIGHT MAKE A DIFFERENCE.

THERE WE GO.

THERE WE GO.

ALL RIGHT.

UM, FROM THE LAST COMMITTEE MEETING LAST MONTH, WE WERE TALKING ABOUT THE FLOOD PRONE BUYOUT PROGRAM AND, UH, THE COMMITTEE HAD A, BASICALLY ONE QUESTION.

SO WE WENT BACK AND RESEARCHED THAT ONE QUESTION AND WHAT IT WAS IS TO INCLUDE COMMERCIAL PROPERTIES ARE NOT IN THIS AND WHAT ARE OTHER CITIES DOING IF YOU ALL RECALL THAT CONVERSATION.

AND SO WE WROTE BACK AND RESEARCHED IN THESE FIRST THREE THAT I HAVE ON THIS FIRST SLIDE, UM, CITY OF AUSTIN, CITY OF HOUSTON, CITY OF FORT WORTH, THEY ALL THREE HEADS SPECIFIC LOCATION PROJECTS OR SPECIFIC SITUATIONS THAT HAPPEN.

UM, CITY OF AUSTIN PERFORMED A BUYOUT FOR A SPECIFIC LOCATION IN AUSTIN.

I BELIEVE IT'S CALLED ONION CREEK.

AND IT WAS RESIDENTIAL PROPERTIES ONLY THAT THEY, THEY PURCHASED IN THAT AREA.

AND THEN, UM, THAT WAS DUE TO LOCAL FLOODING OR FLOODING ISSUES IN THAT AREA.

CITY OF HOUSTON DID THE SAME THING, BUT IT WAS FOR HURRICANE HARVEY AND THEIRS WAS STRICTLY RESIDENTIAL AND MULTIFAMILY PROPERTIES.

THERE WERE NO COMMERCIAL PROPERTIES BOUGHT OUT IN HOUSTON

[00:05:01]

AND THEN CITY OF FORT WORTH PERFORMED A BUYOUT PROGRAM FOR A SPECIFIC AREA.

I THINK IT'S CALLED THE LEBOW AREA OF FORT WORTH.

AND THE RESIDENTIAL AND COMMERCIAL PROPERTIES WERE INCLUDED IN BOTH.

BOTH OF THEM WERE INCLUDED.

COMMERCIAL WAS INCLUDED IN THAT ONE, BUT THIS AREA WAS ACTUALLY PART OF AN ECONOMIC REDEVELOPMENT.

THERE WERE, THERE WERE FLOODING ISSUES FROM MY UNDERSTANDING, BUT THERE WAS ALSO A POSSIBILITY, ALL RIGHT, WE'RE GOING TO BUY OUT THE COMMERCIAL PROPERTIES.

AND IT WAS AN ECONOMIC REDEVELOPMENT PLAN FOR THAT AREA BECAUSE THERE WAS STILL SOME USABLE LAND OUT THERE.

UM, THE OTHER CITIES OR THE OTHER ENTITIES THAT WE RESEARCHED ALSO WITH CITY OF ARLINGTON, THEY DO HAVE AN ONGOING BUYOUT PROGRAM THAT INCLUDES RESIDENTIAL AND COMMERCIAL.

UM, THEY DID SAY HOWEVER, COMMERCIAL IS DIFFICULT AND IT TAKES A LOT OF TIME TO ACQUIRE A COMMERCIAL PROPERTY, SOMETIMES TWO, TWO AND A HALF YEARS TO PURCHASE A COMMERCIAL PROPERTY HARRIS COUNTY.

ALSO, OBVIOUSLY THAT'S PROBABLY THE MOST POPULAR.

THE ONE THAT EVERYBODY KNOWS ABOUT HAS AN ONGOING BUYOUT PROGRAM, AND IT ONLY INCLUDES RESIDENTIAL PROPERTIES.

IT DOES NOT INCLUDE COMMERCIAL PROPERTIES.

NOW, THE REASON I BRING ALL THIS UP SECOND PART OF THIS, WE RESEARCHED THE TEXAS WATER DEVELOPMENT BOARD.

THE TEXAS WATER DEVELOPMENT BOARD IS ACTUALLY THE ONE, THE ENTITY THAT REVIEWS THE FEMA APPLICATIONS, VETS THEM, AND DISTRIBUTES THE FEMA GRANT FUNDS.

THEY'RE ALL FUNNELED THROUGH THE TEXAS WATER DEVELOPMENT BOARD FROM THE NATIONAL, THROUGH THE TEXAS WATER DEVELOPMENT BOARD, BACK TO THE COMMUNITIES AND COUNTIES.

SO, UM, IN READING THIS, THERE'S AN ATTACHMENT ON THE BACK OF THE HANDOUT THAT I GAVE YOU THE VERY LAST PAGE AND THAT'S DIRECTLY FROM THE TEXAS WATER DEVELOPMENT BOARD WEBSITE.

AND I'VE HIGHLIGHTED A COUPLE OF THINGS IN HERE WITH REGARDS, UH, JUST A LIGHT COLOR BLUE THERE, THEIR DEFINITION OF SEVERE REPETITIVE LOSS PROPERTY, WHICH THESE ARE THE PROPERTIES THAT WILL BE ELIGIBLE FOR THE GRANT FUNDING FOR THE REIMBURSEMENT IS STATED AS SINGLE OR MULTI-FAMILY RESIDENTIAL PROPERTIES COVERED UNDER A NATIONAL FLOOD INSURANCE PROGRAM, FLOOD INSURANCE POLICY.

SO THEY'VE IDENTIFIED IT AS RESIDENTIAL ONLY IF YOU'RE GOING TO GET, IF YOU'RE GOING TO RECEIVE ANY KIND OF GRANT FUNDS FROM FEMA THROUGH THE TEXAS WATER DEVELOPMENT BOARD, IT WOULD HAVE TO BE A RESIDENTIAL PROPERTY.

SO A COMMERCIAL PROPERTY WOULD NOT QUALIFY UNDER THIS UNDER THE, UM, GRANT FUNDING.

SO JUST WANTED TO MAKE SURE EVERYBODY UNDERSTOOD THAT.

AND THEN I'VE HIGHLIGHTED A FEW OTHER THINGS THAT I DIDN'T WANT TO PUT IN A SLIDE.

THERE'S SOME OTHER CAVEATS IN THERE ABOUT CLAIMS AND THE AMOUNT OF THE CLAIMS. AND THEN IN THE VERY BOTTOM THERE'S THE CLAIMS MULTIPLE CLAIMS HAVE TO BE WITHIN 10 YEARS APART TO BE CLASSIFIED AS A, AS A, UM, SEVERE REPETITIVE LOSS.

BUT WITH THAT GARLAND'S NFP FLOOD INSURANCE.

WE, WE RECEIVED THIS INFORMATION FROM FEMA.

THERE ARE 538 POLICIES CURRENTLY IN THE CITY OF GARLAND FLOOD INSURANCE POLICIES THAT FEMA HAS ON RECORD 280.

ONE OF THEM ARE IN SPECIAL FLOOD HAZARD AREAS.

THESE ARE ACTUALLY CREEK FLOODING, FLOOD PLAIN AREAS.

UH, 45 OF THOSE 281 ARE IDENTIFIED AS SEVERE REPETITIVE LOSS PROPERTIES AS DEFINED BY THE TEXAS WATER DEVELOPMENT BOARD.

SO WE DO HAVE 45 PROPERTIES.

THEY WOULD ALL BE RESIDENTIAL IN THIS CASE.

AND, UM, BUT THAT'S WHAT WE HAVE ON RECORD.

AND JUST GOING DOWN THE LIST, THERE ARE 61 IN ZONE X, WHICH IS REALLY THE A HUNDRED YEAR TO 500 YEAR.

THEY DELINEATE THAT ON THE FLOOD PLAIN MAPS.

AND THERE ARE PEOPLE THAT ACTUALLY HAVE FLOOD INSURANCE FOR THOSE AREAS AS WELL.

AND THEN 196, WHAT WE CALL PREFERRED RISK POLICIES.

THESE ARE PEOPLE IN SUBDIVISIONS THAT, YOU KNOW, MAYBE WERE BUILT BACK IN THE FORTIES OR FIFTIES, AND THEY'VE HAD FLOODING IN THEIR HOME.

AND AGAIN, THESE ARE THE ONES THAT WE'VE TALKED ABOUT BEFORE ON THE, ON THE CIP PROJECTS THAT THEY'RE JUST TOO LARGE TO GO IN THERE AND PUT, UM, ALL THE, UH, AMENITIES, YOU KNOW, AS FAR AS PIPING AND EVERYTHING IN TO BRING IT UP TO A HUNDRED YEAR FLOOD PROTECTION FOR THESE SUBDIVISIONS WITHOUT A LARGE SCALE CIP PROJECT.

AND SOME OF THESE LOCATIONS HAVEN'T HAPPENED YET.

AND SO A LOT OF THESE PROPERTY OWNERS, UM, HAVE A, WHAT THEY CALL A PREFERRED RISK POLICY SINCE IT'S NOT IN A FLOOD PLAIN, IT'S AT A MUCH REDUCED RATE, UM, THAN THE REGULAR ONES THAT ARE ACTUALLY IN A SPECIAL FLOOD HAZARD AREA.

SO I WANTED TO BRING THIS INFORMATION BACK TO YOU TO LET YOU KNOW, WE'VE LOOKED AT SOME, SOME DO INCLUDE COMMERCIAL.

SOME DO NOT, IT IS DIFFICULT, BUT I WANTED YOU TO BE AWARE OF ALL THE INFORMATION THAT WE HAD OUT THERE.

AND WITH THAT, I'LL BE MORE THAN HAPPY TO ANSWER ANY QUESTIONS IF THERE'S SOMETHING I HAVEN'T ADDRESSED.

OKAY.

CAN I HAVE ONE THING, MR. CHAIR? SO ON THE FRONT OF THE BACK OF THE LAST PAGE, THERE

[00:10:02]

TALKS ABOUT THE CHAIR THROUGH THE FEMA.

SO ONE OF THE REQUIREMENTS OF THAT IS TO HAVE THIS PROGRAM LISTED AS PART OF YOUR HAZARD HAZARD MITIGATION PLAN.

UM, RIGHT NOW OUR HAZARD MITIGATION PLAN DOESN'T INCLUDE THE FLOOD BUYOUT PROGRAM.

UM, AND SO WE ACTUALLY ARE IN THE PROCESS OF UPDATING THAT PLAN RIGHT NOW, MR. GARDNER JUST STARTED THAT PROCESS.

AND SO I LET HER KNOW WHEN WE'RE TALKING, HAVING, HAVING THIS CONVERSATION SO WE CAN INCLUDE THAT IN THERE.

AND, UM, HOPE, YOU KNOW, THAT WOULD, AGAIN, JUST ANOTHER QUALIFIER OR CRITERIA FOR GETTING THE COST SHARE AS PART OF THE PROGRAM.

SO, AND AS YOU, AS YOU ALSO SEE ON THE COST SHARE, I DID HIGHLIGHT THAT OTHER SECTION IN THERE THAT, UM, FEMA MAY CONTRIBUTE AS MUCH AS 90% OF THE TOTAL ELIGIBLE COST.

AT LEAST 10% OF THE COSTS HAVE TO BE PROVIDED BY A NON-FEDERAL SOURCE, WHICH WOULD MEAN THE CITY, YOUR LOCAL, LOCAL MATCH, 10% LOCAL MATCH, WHICH IS, WHICH WOULD BE THE BEST LEVERAGE FOR OUR BUY, UH, FOR OUR FUNDS.

RIGHT, RIGHT.

IT'S LIKE WE HAVE FOUR, IF WE, IF WE'RE BEING IN THE BEST WORLD, IF WE WERE PROVIDING 4 MILLION, THAT MEANS THAT, YOU KNOW, IF THEY WERE ALL ELIGIBLE UNDER THIS PROGRAM, THAT WOULD MEAN $40 MILLION WORTH OF PURCHASE PURCHASING POWER, SO TO SPEAK.

ALTHOUGH IF WE'RE LOOKING AT WHAT WAS IT, 45 HOMES, 45.

YES, SIR.

WE'RE HERE.

WE'RE NOT GOING TO OBVIOUSLY GET TO THAT NUMBER.

I MEAN, IT WON'T COST US 40 MILLION TO GET ALL THOSE HOMES.

UM, BUT WE CAN HAVE A PURPLE FOOT.

LET ME ASK YOU THIS, BUT WE COULD HAVE A PROGRAM.

OUR PROGRAM COULD BE A LITTLE BROADER THAN THAT, IS THAT CORRECT? IN OTHER WORDS, OUR PROGRAM CAN BE ANYTHING WE WANT IT TO BE RIGHT.

I GUESS WHAT I'M SAYING IS, BUT IT WOULD NOT MAKE US INELIGIBLE.

IN OTHER WORDS, IF OUR, IF OUR REQUIREMENTS WERE, UM, YOU KNOW, WE WERE TALKING LAST TIME ABOUT WHAT THE REQUIREMENTS WOULD BE OR HOW WE WOULD RANK AS IF PEOPLE APPLIED.

IT'S BASICALLY, IF YOU'RE ONE OF THOSE 45 HOMES, UH, IT SEEMS TO ME HERE IN THAT, I MEAN, BOOM, IF, IF YOU FIT, IF YOU FIT UNDER THAT UNDER THE REPETITIVE, SEVERE FLOODING AND YOU APPLY, BECAUSE WE KNOW THAT WE'LL GET A 90%, HOPEFULLY 90% MATCH ON THAT, THEN YOU'RE IN, AND THEN WE CAN HAVE CRITERIA THAT'S PERHAPS A LITTLE BIT LOOSER ON SOME OF THE OTHER, YOU KNOW, MAYBE YOU HAVE HOMES THAT MAYBE YOU HAVE A HOME THAT DOESN'T QUITE QUALIFY.

IT FLOODED TWICE IN 15 YEARS INSTEAD OF 10 YEARS OR, OR WHATEVER IT IS THAT, THAT WE MIGHT THEN BE ABLE TO BRING THAT INTO THE FOLD.

BUT THAT, THAT WOULD NOT IMPACT OUR HAVING A BROAD, I GUESS WHAT I'M SAYING IS HAVING A BROADER PROGRAM OR A BROADER SET OF CRITERIA WOULD NOT IMPACT OUR ABILITY TO DO THIS.

NO, SIR.

OKAY.

NOW WE'LL ADD, I DON'T KNOW, AS FAR AS HOW MUCH FEMA SETS ASIDE EVERY YEAR FOR THESE BUYOUT PROGRAMS. AND AGAIN, WE'RE, WE'RE, IT'S NOT JUST STATEWIDE, THERE'S CERTAIN FUNDS ALLOCATED, I GUESS, TO TEXAS AND OTHER AREAS.

AND IT ALL DEPENDS ON, YOU KNOW, THERE'S, THERE'S BEEN HURRICANES, THINGS LIKE THAT, THAT YOU'RE GOING TO BE COMPETING FOR FUNDS WITH OTHER ENTITIES, OBVIOUSLY.

SO, UM, ONE THING I DID SEE, UM, THERE'S A REALLY GOOD VIDEO.

HARRIS COUNTY REALLY HAS A GREAT WEBSITE ON THIS AND THEY ACTUALLY HAVE SOME VIDEOS THAT EXPLAIN HOW IT WORKS.

AND I, AND ONE THING WE HAVEN'T REACHED OUT AND ASKED THEM ON THEIR VIDEO, I WOULD LIKE TO GO BACK AND TALK TO THEM A LITTLE BIT MORE IS IN THE, IN ONE OF THEIR SECOND VIDEO ON THAT WEBSITE, THERE'S A DISCUSSION OF HOW THIS PROCESS WORKS AND THAT THEY ACTUALLY DON'T APPROVE THE PURCHASE OF A PROPERTY FROM WHAT I'M READING AND SEEING ONLINE.

THEY DON'T ACTUALLY APPROVE IT UNTIL IT'S ACTUALLY VETTED AND THAT THEY KNOW THAT THEY'RE GOING TO GET THE GRANT FUNDING FROM FEMA, THEN THEY'LL GO PURCHASE THE PROPERTY.

AND, UM, BUT IT COULD TAKE MULTIPLE APPLICATIONS OR APPLYING FOR THOSE FUNDS EACH YEAR FOR CERTAIN PROPERTIES, BECAUSE FEMA HAS THEIR, UM, BENEFIT TO COST RATIO AND OBVIOUSLY A BENEFIT TO COST RATIO OF JUST BARELY ONE.

THERE MIGHT BE HUNDREDS THAT ARE 2, 3, 4.

SO, UM, THAT ONE MAY NEVER COME UP FOR A LONG TIME ON FEMA'S LIST TO BE REIMBURSED.

BUT, UH, BUT LONG STORY SHORT, IT LOOKS LIKE THEY, THEY SET IT UP TO WHERE THEY REAPPLY FOR THOSE HOMES EACH, EACH YEAR, IF THEY'RE NOT APPROVED THE PREVIOUS YEAR.

RIGHT.

SO IT DOESN'T HAVE TO BE WITHIN SOME, WITHIN SOME TIMEFRAME OF THE FLOOD.

IN OTHER WORDS, IT DOESN'T HAVE TO BE LIKE IT FLOODED IN WITHIN SIX MONTHS OR EIGHT MONTHS.

YOU HAVE TO APPLY IT'S IF IT FITS A CRITERIA FITS THE CRITERIA.

SO IT MIGHT REFLECT TWO YEARS, THREE YEARS DOWN THE ROAD.

OKAY.

IF IT'S CONSIDERED A SEVERE, UM, LOSS OR, UM,

[00:15:02]

I'M DRAWING A BLANK ON THE ACTUAL TERM, BUT THE SEVERE LOSS PROGRAM, THEN IT WOULD DEFINITELY QUALIFY IMMEDIATELY.

NOW IN RELATION TO ALL THE OTHERS THAT QUALIFIED, WHERE WOULD IT FIT? I DON'T KNOW WHERE IT'LL GET FUNDED.

CORRECT.

OKAY.

CAUSE, CAUSE PART OF MY CONCERN HAS BEEN THAT, THAT, AND I DON'T KNOW HOW IT WORKS WITH THIS IS THAT, UM, THE NATIONAL FLOOD INSURANCE PROGRAM IS TOTALING OUT.

AND SO I DON'T KNOW IF THIS IS SEPARATE FROM THIS OR NOT, BUT WE HAVE INSTANCES WHERE THE NATIONAL FLOOD INSURANCE PROGRAM IS EFFECTIVE.

WE TOTALLING OUT THESE HOMES.

I MEAN, THEY'RE ALREADY BUYING THE HOME.

I MEAN THERE, YOU KNOW, RIGHT.

AND THAT IT WOULD SEEM AT THAT POINT THAT I DON'T KNOW WELL, AND, AND I WAS SURPRISED BY THE FEDERAL GOVERNMENT AND WELL, AND, AND, AND WE BRIEFED THE COMMITTEE LAST TIME THAT, THAT IF WE RECEIVED FUNDING FROM FEMA FOR THESE BUYOUTS, THE, THE LAND, THE, THE HOME HAS TO BE RAISED IN LAND HAS TO BE DEED RESTRICTED, TO NEVER BE DEVELOPED AGAIN.

SO THAT'S ANOTHER CAVEAT TO THIS.

THERE MAY BE SOME HOMES OUT THERE THAT ARE ONLY BUILT A FOOT, MAYBE TWO FEET BELOW THAT COULD BE RAISED IN THE PROPERTY FILLED APPROPRIATELY TO WHERE YOU COULD BUILD ANOTHER HOME OUT THERE.

SO I DON'T KNOW NECESSARILY YOU'D WANT TO BUY OUT EVERYBODY WITH THE FEDERAL FUNDING IN THAT SENSE, IF THERE'S CERTAIN PROPERTIES THAT COULD POSSIBLY BE REDEVELOPED.

CERTAINLY IF YOU, IF YOU HAD IT ON EDGE, UM, I GUESS WHAT I'M REFERRING TO IS IS THAT THERE'S A CYCLE HERE WHERE THE PEOPLE ARE LIKE, THAT'S IT I'M OUT.

AND FEMA PAYS THEM.

THE TOTAL VALUE OF THE HOUSE, WHERE THE FLOOD INSURANCE PROGRAM DOES PLAY SOME TOTAL VALUE THEM AND THEY MOVE AND THEN FEMA SELLS A HOUSE TO RECOVER SOME OF THEIR COSTS.

AND YOU CAN SEE IT YOU'LL WATCH.

I MEAN, IF YOU WATCH, AND THIS HAPPENED IN 2015, THERE WAS ALL THE FLOODING DOWN ON GLENBROOK, A BUNCH OF THESE HOUSES, ABOUT SIX TO EIGHT MONTHS AFTER THE FLOOD, THEY CAME BACK ONTO THE MARKET AND THEY WERE SELLING FEMA.

IT WAS THE FLOOD INSURANCE PROGRAM SELLING THESE HOMES AND THEY'RE SELLING THEM AT A HUGE DISCOUNT.

CAUSE YOU COULD, YOU LOOK RIGHT.

IF YOU, IF YOU PAY ATTENTION TO THE HOUSING PRICES, ALL OF A SUDDEN YOU SEE A BUNCH OF HOMES ON GLENBROOK AND YOU'RE LIKE, WOW, THAT'S A REALLY CHEAP PRICE.

AND THEN YOU STARTED LOOKING THROUGH THE PICTURES AND IT'S LIKE, OH YEAH, IT'S BEEN STRIPPED DOWN TO THE STUDS.

CAUSE IT FLOODED.

AND SO I, IT SEEMS LIKE THAT WOULD BE IF HE WAS ALREADY BUYING THE HOUSE, IF THE FLOOD INSURANCE PROGRAM IS BUYING THE HOUSE AT THAT POINT THAT THEY WOULD, THAT'S, IT'S UNUSUAL BECAUSE YOU THINK IN A LOT OF THOSE CASES DOWN THERE, LIKE YOU SAID, THEY HAD FOUR TO SIX FEET OF WATER AND I'M THERE YOU THINK THAT THEY WOULDN'T WANT PEOPLE TO GO BACK.

YEAH.

BUT I GUESS MAYBE IT'S JUST THE INSURANCE COMPANY THINKING, YOU KNOW, WE HAD A $200,000 LOSS AND IF WE CAN SELL THIS HOUSE FOR A HUNDRED GRAND, THEN THAT'S ALL GOOD.

BUT MAYBE THERE'S SOME, IN ADDITION TO THIS PROGRAM, MAYBE THERE'S SOME CONNECTION WE CAN MAKE WITH SOMEBODY.

CAUSE IT'S LIKE, CAUSE WE'D BUY IT.

I MEAN, YOU KNOW, WE'RE BY THE HOUSE OR MAYBE WE JUST GO, YOU KNOW, WITHOUT HAVING TO GO ONTO THE MARKET, WE COULD BUY THE HOUSE OR SOMETHING.

RIGHT.

SO THAT IT DOESN'T COME BACK BACK IN.

I JUST DON'T KNOW EXACTLY HOW ALL THAT WORKS, BUT UH, I DIDN'T REALIZE THEY WERE RESELLING THOSE HOUSES LIKE THAT TO, I DIDN'T ARGUE BELIEVE BASICALLY TOTAL, LIKE YOU SAID, THERE'S LIKE A TOTALING, A VEHICLE OR SOMETHING IT'S TOTALLY IN THE HOUSE AND THEN EVERYBODY MOVES OUT AND THEN THEY RESELL IT.

YES.

THE, UM, DIDN'T REALIZE THEY WERE DOING THAT ONE HOUSE IN PARTICULAR THAT COMES TO MIND THAT THE ONE IN GLENBROOK THAT'S CLOSEST TO ON THE EAST SIDE OF GLENBROOK, IT'S KIND OF A, A WHITE COLONIAL HOUSE.

IT'S THE CLOSEST TO LAWN WIND PARK, UM, HAS BEEN THROUGH THAT A COUPLE OF TIMES.

AND YOU KNOW, THE FOLKS WHO BOUGHT, UH, COUNCIL MEMBER, BILLY MAC WILLIAMS, HIS HOUSE THEY'VE BEEN COMPLAINING ABOUT THEIR FLOOD INSURANCE AND OTHER STUFF.

I KNOW THAT'S FLIPPED A COUPLE OF TIMES AS WELL.

AND SO IT'S LIKE, I JUST WONDER IF THERE'S THINGS THAT, THAT, THAT WE CAN DO TO KIND OF CUT OFF THE CAUSE JUST THAT'S JUST TO ME THAT JUST GOVERNMENTAL INSANITY TO JUST SELL THAT HOUSE.

AND THEN CAUSE WE GO RIGHT BACK TO THE PROCESS AND IT PUTS, IF THERE'S SIX TO EIGHT FEET OF WATER IN THE HOUSE, WE'RE PUTTING OUR OWN PEOPLE.

WE'RE PUTTING OUR FIRST RESPONDERS AT RISK IN ADDITION TO EVERYTHING ELSE TO GET THOSE PEOPLE OUT OF THERE.

WELL, IT SEEMS AS THOUGH IF THEY ARE GIVING US A PENALTY OF NOT BEING ABLE TO REBUILD IF WE DO, UH, THE PROCESS, BUT FOR THEM THEY'RE TURNING AROUND AND ACTUALLY GOING THROUGH THE PROCESS OF RESALE OR I THINK YOU HAVE SOMETHING WHERE THE LEFT HAND DOESN'T KNOW WHAT THE RIGHT HAND IS DOING.

AND SO THE INSURANCE COMPANY IS ACTING LIKE AN INSURANCE COMPANY AND FEMA IS ON THE OTHER HAND, YOU KNOW, FUNDING THIS PROGRAM.

[00:20:01]

AND IT'S JUST, THERE'S SOME, THERE'S SOME PIECE OF IT THAT JUST DOESN'T MAKE SENSE.

THERE'S SOME DISCONNECT THERE.

I'M WRITING SOME OF THIS DOWN, WE'LL DO SOME, WE'LL DO A LITTLE MORE RESEARCH AND WE'LL CONTACT SOME PEOPLE THAT WE KNOW.

AND I MEAN, MAYBE I'M COMPLETELY WRONG, BUT IT JUST, YOU KNOW, BUT I AGREE THAT YOU MAY RUN INTO A HOUSE THAT'S ON THE EDGE OF THAT ZONE.

I MEAN, MAYBE NOT SOMETHING RIGHT IN THE MIDDLE OF SOME OF THESE FLOODING ZONES, BUT WE MAY HAVE A HOUSE THAT'S LIKE BEFORE TOO.

AND SOME SMART ENGINEERS LIKE YOURSELF MAY LOOK AT IT AND GO BULLDOZE THE HOUSE.

AND IF YOU JUST ADD A BUNCH OF FILTER OR WHATEVER, AND RE ELEVATED A FOOT OR TWO FEET, IT TOTALLY CHANGES.

AND THAT MIGHT MAKE, THAT MIGHT MAKE SENSE.

AND THAT'S NOT SOMETHING THAT, UH, UH, YOUR TYPICAL, HOMEOWNER'S GOING TO HAVE THE THOUGHT PROCESS, THE CAPACITY TO UNDERTAKE, BUT WE MIGHT BE ABLE TO DO IT AND THEN STILL RETAIN THAT PROPERTY ON OUR TAX ROLLS AND MAYBE GET SOMEONE FOR OUR MONEY BACK.

BUT I THINK A LOT OF THEM ARE JUST GOING TO BE, YOU KNOW, WE MAY END UP COLLECTING.

CAUSE MOST OF THESE ARE KIND OF CLUSTERED TOGETHER.

IT SEEMS THAT THERE'S NOT, IT'S NOT JUST A ONE-OFF AND THIS HOUSE HAS IT.

AND THAT HAS DOESN'T, YOU KNOW, IT'S NOT CHECKERBOARD, IT'S, YOU KNOW, HERE'S A GROUP OF FIVE HOUSES AND THEY ALL FLOOD HORRIBLY.

AND YOU KNOW, MAYBE WE TAKE THAT OUT AND YOU START HAVING SMALL PATCHES OF ON A LINEAR PARK OR SOMETHING.

AND ARE THEY SPREAD OUT OR ARE THESE KIND OF SPREAD OUT THROUGH THE, ARE THE 45 KIND OF SPREAD OUT THROUGH THE CITY? ARE THEY ALL IN, I DON'T KNOW THE EXACT LOCATIONS RIGHT OFF THE TOP OF MY HEAD, BUT I'M GOING TO GATHER TO SAY THAT MOST OF THEM ARE JUST NORTH OF CENTERVILLE ON ALONG DUCK CREEK.

UM, THAT'S WHERE WE HAVE MOST OF THOSE, UM, SEVERE REPETITIVE LOSS PROPERTIES OR IS IN THAT AREA.

CAUSE THAT'S, THAT'S THE DEEPEST, THAT'S THE MOST DAMAGED, YOU KNOW, SIX FEET, SEVEN FEET OF WATER IN MOST, SOME OF THOSE HOMES OUT THERE AND THAT'S PROBABLY YOUR BIGGEST AREA OF, OF, OF GROUPING OF HOMES.

OKAY.

COOL.

OTHER QUESTIONS.

YEAH.

IT'D BE INTERESTING TO SEE JUST LOOKING AT THIS HARRIS COUNTY WEBSITE THAT YOU MENTIONED, THEY HAVE A NICE MAP AND THEY ACTUALLY HAVE A MANDATORY, MANDATORY BUYOUT AREAS AND VOLUNTARY BUYOUT AREAS THAT THEY'VE IDENTIFIED.

THEY WANT TO TARGET THEIR FUNDS.

AND IT HAS A ALSO DOTS WHERE THEY'VE HAD PURCHASED PROPERTIES ALREADY.

SO YEAH, IT'S A WELL DONE WEBSITE.

THEY, WELL, THEY THEY'VE BEEN IN INVOLVED IN IT FOR YEARS NOW.

RIGHT.

SO YOU'D PROBABLY WANT TO APPLY.

AND I KNOW OFF A YEAR WHEN THERE HASN'T BEEN A HURRICANE, THAT'S GONE THROUGH HOUSTON AND, BUT, BUT THAT'S INTERESTING.

THE MANDATORY BUYOUT.

YEAH.

I DON'T KNOW THAT WE'D MAYBE, MAYBE START THE PROGRAM AND THEN YOU GET DOWN THE ROAD AND SAY, OKAY, NOW WE DO NEED TO MAKE THIS ONE.

I MEAN, IF YOU'VE PURCHASED THREE OUT OF FOUR HOUSES NEXT TO EACH OTHER, THAT ONE REMAINDER, IT MIGHT BE, YOU KNOW, CANDIDATE OR SOMETHING WHO KNOWS FOR MANDATORY, IF YOU'RE REALLY TRYING TO LIMIT LOSS AND FIRST RESPONDERS, YOU KNOW, SAFETY AND THAT SORT OF THING.

YEAH.

OKAY.

UM, ANY OTHER QUESTIONS? DO YOU GUYS FEEL READY? DO YOU FEEL READY TO BRING THIS TO COUNCIL AS PART OF A PROGRAM IN THE NORTH? AND I KNOW WE HAD ORDINANCE LAST TIME LOOKING AND LOOKING THROUGH ALL THIS AND LOOKING AT OTHER ORDINANCES, IT'S GOING TO, IT'S GOING TO TAKE A WHILE TO COMPILE THE ORDINANCE AND I'M NOT SUGGESTING BRINGING IT LIKE NEXT WEEK OR ANYTHING.

OH, OKAY.

ALL RIGHT.

I WAS LIKE, THIS, THIS IS GOING TO BE, THIS IS GOING TO BE SOMETHING THAT IS GOING TO TAKE A LITTLE WHILE TO TRACK.

AND THE ONLY DECISION PART, THEN I'LL ASK THIS INCLUDE RESIDENTIAL OR COMMERCIAL COMMERCIAL.

I'M NOW SEEING THIS MATCH AND INELIGIBLE, I'M FINE WITH EXCLUDING COMMERCIAL PROPERTIES UPFRONT.

BUT INITIALLY, I MEAN, I, I, IN PARTICULAR, WE DON'T HAVE ANY THAT ARE REPETITIVE FLOODING.

RIGHT.

BUT I THINK IT'S SOMETHING THAT IT'S, YOU KNOW, MAYBE EXCLUDE THAT FOR NOW AS A POLICY SAYS THE RECOMMENDATION TO COUNCIL TO BE, TO EXCLUDE THEM IN.

AND AGAIN, ONCE WE GET THIS, ONCE WE GET THIS SHOW ON THE ROAD, I THINK WE CAN LOOK AT IT AND MODIFY, ESPECIALLY IF WE WANT TO STRETCH THIS MATCH MONEY, IF THAT'S EVEN A POSSIBILITY.

I MEAN, THAT'S, IF, SINCE THIS MATCH EXCLUDES COMMERCIAL EXCLUSIVE, I MEAN SPECIFICALLY EXCLUDES IT, THEN IF WE CAN MAKE THOSE 4 MILLION TURN INTO THIS 40 IT'S WONDERFUL.

YEAH.

I MEAN, IF WE CAN, YEAH.

THE MORE WE CAN LEVERAGE OTHER PEOPLE'S MONEY INTO THIS PROCESS WOULD BE GREAT BECAUSE WE'RE 40 MILLION.

I KNOW WE COULD GET ALL THOSE PROPERTIES AND MAYBE SOME MORE AND WE JUST DON'T KNOW, WE MAY END UP AND HERE'S THE THING.

THE NEXT TIME THE FLOODS COME, WE MAY END UP WITH, UH, WITH ADDITIONAL HOMES OR, YOU KNOW, THAT ARE IN THAT AS THE FLOOD PROFILES.

I MEAN, MY LONG-TERM CONCERN REALLY IS THAT AS, UH, AS COLLIN COUNTY DEVELOPS, HOW DOES THAT CHANGE OUR WATERSHEDS AND THINGS LIKE THAT BEFORE GENERALLY, UM, FOR SPRING CREEK AND CREEK, WE ALREADY HAVE A FULLY DEVELOPED FLOODPLAIN, UM, MAPPING FOR THAT.

AND

[00:25:01]

IN THOSE TWO CREEKS, WHICH IS WHAT MOSTLY COMES FROM THE PLANO AREA, THERE'S A LITTLE BIT THAT COMES DOWN DUCK CREEK, BUT THE, THE FULL DEVELOPMENT THAT ACTUALLY RELIC CREEK ACTUALLY EXTENDS ALL THE WAY UP INTO THE SOUTHERN PORTION OF FRISCO.

AND SO THAT AREA, AS IT CONTINUES TO DEVELOP HAS A BIGGER IMPACT ON, ON RELIC CREEK.

BUT FORTUNATELY FOR DUCK CREEK, MOST OF IT IS PRETTY MUCH FULLY DEVELOPED, WHICH IS A GOOD THING.

SO IT SHOULDN'T IMPACT THAT CREEK AS MUCH, BUT IN RALLY CREEK, AGAIN, WITH OUR DEVELOPMENT CRITERIA THAT WE HAVE, AND AS LAW, EVERYBODY DEVELOPS ALONG THERE WHERE WE'RE, UM, RESTRICTING SOME OF THAT.

ARE YOU STILL THINKING ABOUT MAKING THE GUIDELINES BROADER TO INCLUDE MORE OR STICKING CLOSER TO THE GUIDELINES OF ALREADY? I MEAN, I'D LIKE TO SEE, UH, SOMETHING THAT COMES BACK THAT MAY MAYBE NOT EVER, I MEAN, ALLOW PEOPLE, HE TOLD PEOPLE TO APPLY AND THEN THEY GET KIND OF RANKED.

I MEAN, WE COULD ALWAYS ADJUST THE POLICY, SEE, YOU KNOW, THIS FIRST GO ROUND FOCUS ON THE 45, WHATEVER FIRST.

AND THEN WE HAVE FUNDS REMAINING EXPAND ELIGIBILITY AT THAT POINT.

AND FOR THE 45 WOULD PROBABLY REACH OUT, LITERALLY REACH OUT TO THEM AND SAY, WE HAVE THIS PROGRAM AND WE'RE WILLING TO, YOU KNOW, WORK WITH YOU TO, TO GET IT BY OUT OF YOUR HOME.

UM, I MIGHT ADD A LITTLE BIT OF MORE INFORMATION TO THIS, THAT THE NUMBER OF FLOOD INSURANCE POLICIES, IF SOMEONE OWNS THEIR HOME OUTRIGHT, LET'S SAY THERE'S A PROPERTY OWNER IN LONG DUCK CREEK.

THAT'S OWNED IT FOR 45, 50 YEARS.

THEIR HOUSE HAS BEEN PAID FOR, THEY'RE NOT REQUIRED TO HAVE FLOOD INSURANCE.

SO THERE MAY BE A NUMBER OF PROPERTIES OUT THERE THAT ARE IN THE, COULD BE QUALIFIED FOR THIS SEVERE REPETITIVE LOSS.

BUT SINCE THEY DON'T HAVE A FLOOD INSURANCE POLICY, THEY WOULDN'T BE ELIGIBLE FOR THE GRANT FUNDING BECAUSE THEY HAVE TO HAVE AN ACTIVE POLICY AND BE SHOWN THAT THEY HAVE SEVERE REPETITIVE LOSS.

THEY MAY HAVE JUST BEEN HOLDING THEIR MONEY AND SAID, I'LL TAKE MY CHANCES AND PUT MY MONEY BACK INTO THE HOUSE.

WELL, I MEAN, WE HAVE SOME PEOPLE PAYING 12 AND 15,000 AND I SUSPECT THAT'S GOING TO GO UP A YEAR IN FLOOD INSURANCE.

AND SO I COULD TOTALLY SEE SOME PEOPLE SAYING, YOU KNOW WHAT, I'M GOING TO, I'M GOING TO ROLL THE DICE AND WE'LL SEE WHAT HAPPENS.

UM, YOU KNOW, ENTIRELY POSSIBLE.

AND WE HAVE SOME PEOPLE WHO'VE BEEN IN THEIR HOMES FOR 50 YEARS DOWN THERE.

AND, AND SO IT, WE MAY HAVE, WE MAY HAVE A CIRCUMSTANCE LIKE THAT.

DO THEY HAVE, DO THE LOSSES HAVE TO OCCUR, HAVE OCCURRED WHILE THE POLICY WAS WHILE THEY WERE IN A PAL YES.

POLICY.

OKAY.

SO SOMEBODY COULDN'T COME IN AND GET A POLICY THIS YEAR AND THEN BE LIKE, SO NOW I'M ELIGIBLE FOR THE PRO.

WELL, IF YOU HAVE TWO SEVERE FLOODS IN A ROW, TWO YEARS IN A ROW, THEY COULD QUALIFY PRETTY QUICKLY.

RIGHT, RIGHT.

FAIR ENOUGH.

COME ON TO THE MANDATORY, UM, UH, ONE OTHER THING I WAS GOING TO MENTION TOO, THAT WE NEED TO LOOK AT AND IT MAY IMPACT THE TIMING AND HOW WE MOVE FORWARD AND WHAT THE ORDINANCE LOOKS LIKE IS HOW WE MESHED THE BUYOUT PROGRAM, OUR BUYOUT PROGRAM WITH THE MITIGATION, THE HAZARD MITIGATION PLAN, UM, THAT WE HAVE TO SUBMIT TO FEMA TO GET ACCESS TO THE, THE MATCH DOLLARS.

I THINK WE JUST, WE HAD TO DIG INTO THAT A LITTLE MORE AND FIND OUT WHAT KIND OF DETAILS WE HAVE TO PUT IN.

YEAH.

SO WE NEED A BUY OUT.

SO WE NEED BOTH THOUGH.

WE NEED A HAZARD MITIGATION PLAN AND WE NEED A BUYOUT PLAN IN ORDER TO BE OUT WITH YOUR BULL FOR THE, THIS FUNDING.

IS THAT CORRECT? ALTHOUGH WE NEEDED TO HAVE THE ORDINANCES THAT WE TALKED ABOUT LAST TIME AND WE NEEDED TO HAVE A PLAN IN PLACE OR WHERE THEY ONE IN THE SAME.

IS THAT CONSIDERED PART OF THE HAZARD? YES, SIR.

HEY, COULD BE THE SAME.

IT COULD BE THE SAME.

IT'S PART OF THE, OKAY.

DO WE DO HAVE A HAZARD MITIGATION PLAN? THERE, THERE IS AN EFFECTIVE HAZARD MITIGATION PLAN.

NOW IT JUST DOES NOT INCLUDE THIS PROGRAM SINCE WE DON'T HAVE THE PROGRAM YET.

OKAY.

WELL, WHY DON'T WE DO, DO YOU WANT TO BRING SOMETHING BACK TO THE COMMITTEE THEN? THAT'S KIND OF LIKE A HOLE WHEN YOU HAVE THE WHOLE THING PUT TOGETHER KIND OF A HOLISTIC THING WHEN WE'LL LOOK AT THE ORDINANCE AND WE'LL LOOK AT EVERYTHING ELSE AND KIND OF BLESS THAT TO GO UP TO COUNCIL.

YEAH.

I'D SAY LET'S KEEP THIS ON THE AGENDA.

UM, AND WE'LL UPDATE EACH MONTH AND KIND OF SEE FROM A TIMING STANDPOINT WHERE WE'VE GOT THE PACKAGE TOGETHER AND READY TO GO, IT WOULD BE LOVELY TO GET THIS IN PLACE BEFORE THE NEXT FLOOD SEASON.

YEAH, WELL, YEAH.

AND I MEAN, I KNOW THAT CAN HAPPEN ANYTIME SOON, BUT YEAH.

I'D LIKE TO SEE US MOVE AS EXPEDITIOUSLY AS WE CAN.

I APPRECIATE THE WORK ON IT.

OKAY.

ITEM FOUR, WHICH WOULD REVIEW THE CS CLASSIFICATION UNDER THE CRS COMMUNITY RATING SYSTEM OF THE NATIONAL FLOOD INSURANCE PROGRAM.

UM, AND, AND, AND WHAT THIS IS, IS WE RECEIVED, UH, UH, AN EMAIL.

I RECEIVED SOME MESSAGING FROM SOMEONE WHO LIVES IN THE AREA ACTUALLY DOWN IN PECAN GROVE, NEAR WHERE IT

[00:30:01]

FLOODS REPEATEDLY.

AND THERE'S A, UM, THEY'RE ASKING QUESTIONS ABOUT WHAT WE ARE DOING, THAT THERE'S A COMMUNITY RATING THAT THE FLOOD INSURANCE PROGRAM APPLIES TO YOUR COMMUNITY, AND THAT ENTITLES YOU TO CERTAIN DISCOUNTS OFF OF YOUR FLOOD INSURANCE.

AND SO I'LL LET ALL OF MICHAEL JUST KIND OF WALK US THROUGH THAT, BUT THEY WOULD LIKE, WELL, GO AHEAD.

ALL RIGHT.

AND AGAIN, THE COMMUNITY RATING SYSTEM, I'M GOING TO START OFF BRIEF DEFINITION.

THIS IS WHAT'S ACTUALLY IN THE CRS PROGRAM.

IT'S A NATIONAL FLOOD INSURANCE PROGRAM.

CRS IS A VOLUNTARY INCENTIVE PROGRAM THAT RECOGNIZES AND ENCOURAGED COMMUNITY FLOOD, PLAIN MANAGEMENT ACTIVITIES THAT EXCEED THE MINIMUM NATIONAL FLOOD INSURANCE PROGRAM REQUIREMENTS.

AND AS A RESULT, FLOOD INSURANCE PREMIUM RATES ARE DISCOUNTED TO REFLECT THE REDUCED FLOOD RISK, UM, RESULTING FROM THE COMMUNITY ACTIONS AND MEETING THE FOLLOWING THREE GOALS, WHICH IS TO REDUCE FLOOD DAMAGE TO INSURABLE PROPERTIES, STRENGTHENED TO SUPPORT THE INSURANCE ASPECT OF THE NFP, AND ALSO ENCOURAGE COMPREHENSIVE APPROACH TO FLOOD PLAIN MANAGEMENT.

NOW BRIEF HISTORY OF HOW ALL THIS CAME ABOUT 1968, THE NATIONAL FLOOD INSURANCE ACT OF 1968 LAUNCHED THE NATIONAL FLOOD INSURANCE PROGRAM.

GARLAND ACTUALLY BECAME A PARTICIPATING MEMBER OF THE NFP ON APRIL 16TH, 1971, JUST A FEW YEARS AFTER HOMEOWNERS COULD THEN PURCHASE FLOOD INSURANCE FOR THE FIRST TIME.

AND THE CITY ADOPTED THE FEMA FLOODPLAIN MAPS, UM, AS A WHOLE, AND THEN SUBSEQUENTLY THE CITY WENT IN AND CREATED ITS OWN ORDINANCE RESTRICTING DEVELOPMENT WITHIN THE FEMA FLOODPLAINS ALL IN COORDINATION WITH THIS.

I DON'T KNOW WHICH ONE I DON'T, HOW MANY MONTHS LATER IF IT HAPPENED ALL AT THE SAME TIME, I DON'T HAVE AN ACTUAL DATE ON THAT.

AND THEN IN 1997, THE CITY BECAME A PARTICIPANT IN THE COMMUNITY RATING SYSTEM, WHICH WE'RE DISCUSSING TODAY, UM, ON OCTOBER 1ST, 1997, AND TO BE EXACT RESULTING IN A DISCOUNT FOR FLOOD INSURANCE PREMIUMS FOR THOSE ACTUALLY LIVING IN GARLAND.

NOW HOW'S THE CRS CALCULATED.

UM, IF PROBABLY MOST OF YOU, I'M GONNA ASSUME MOST OF YOU, ALL OF YOU HAVE NEVER GONE OUT TO LOOK AT THIS, BUT IT'S, THERE IS, UM, I DON'T KNOW HOW IT WAS DONE BEFORE 2017, BUT IN 2017, UH, FEMA AND THE NATIONAL FLOOD INSURANCE PROGRAM FINALLY CREATED A COMMUNITY RATING SYSTEM.

COORDINATOR'S MANUAL.

IT'S A VERY CONVOLUTED DOCUMENT AT BEST.

THERE'S 641 PAGES, AND YOU READ IT THREE TIMES ON ONE SECTION AND YOU CAN DISCERN IT THREE DIFFERENT WAYS.

IT'S REALLY DIFFICULT TO UNDERSTAND AND TO MAKE MATTERS EVEN MORE COMPLICATED JUST THIS YEAR, THEY ADDED A 68 PAGE ADDENDUM TO IT.

SO IT IT'S, IT'S, IT'S FUN BREEDING.

IF YOU EVER HAVE A, UM, UM, INSOMNIA, I'LL GET YOU A COPY, YOU'LL GO RIGHT TO SLEEP.

BUT, UM, THERE'S A VERY NUMBER OF ACTIVITIES SPELLED OUT IN THE CRS IN THERE'S FOUR CATEGORIES, THE CATEGORIES ARE PUBLIC INFORMATION MAPPING AND REGULATIONS, FLOOD DAMAGE REDUCTION, AND FLOOD WARNING AND RESPONSE.

AND SOME OF THE ACTIVITIES THAT WE DO AS AT THE CITY, JUST GIVING YOU SOME EXAMPLES.

AND I WANTED TO KIND OF SHOW YOU, THESE ARE THE THINGS THAT ARE PART OF THE CRS AND WHAT DEPARTMENTS ARE INVOLVED IN THIS, BUT THE STORM WATER AND FLOOD EDUCATION ENGINEERING DOES.

MOST OF THAT, WE HAVE, UH, A PERSON THAT GOES OUT, EDUCATES PEOPLE, ACTUALLY IN THE SCHOOLS, COMMUNITY, HOS NEIGHBORHOOD GROUPS, THAT TYPE OF THING, AND EDUCATE THEM ON STORMWATER AND FLOODING EDUCATION, UH, EMERGENCY MANAGEMENT PLANS.

OBVIOUSLY OUR OFFICE OF EMERGENCY MANAGEMENT STRAIGHT DEPARTMENT GETS INVOLVED IN THIS AS WELL AS ENGINEERING, UM, FLOOD MITIGATION PROJECTS.

THESE ARE THE BIG TYPICALLY CIP PROJECTS THAT, THAT WE'RE WORKING ON WITH SATURN SPRINGS, ESTATES AND GARVER.

UM, I THINK GARVIN IS ONE OF THEM, UH, INDUSTRIAL DISTRICT.

AND I THINK THERE'S FOUR OF THEM ON THE 2019 BOND PROGRAM THAT WE HAVE.

UH, WE HAD THE PARK MOP AND WE HAVE GARLAND HEIGHTS, FREEMAN HEIGHTS AREA THAT'S UNDER DESIGNED NOW FROM THE 2004 BOND PROGRAM.

SO WE GET INVOLVED IN THOSE PMO OFFICES INVOLVED ALSO OUR LOCAL FLOODING PROJECTS, WHERE WE GO OUT AND DO THESE SMALL REMEDIATION PROJECTS TO ALLEVIATE HOMES FROM FLOODING.

THAT'S ALL PART OF THIS AS WELL.

AND WE HAVE TO DOCUMENT HOW MUCH WE'RE SPENDING AND REPORT THAT EVERY YEAR ON OUR, ON OUR ANNUAL REPORT AND THAT TYPE OF THING.

THEN THERE'S ALSO STORMWATER MAINTENANCE.

OBVIOUSLY THE STREET DEPARTMENT CARRIES THE BRUNT OF THIS AS FAR AS GOING OUT AND CLEARING BRIDGES OF DEBRIS AND ROADWAYS AND THAT TYPE OF THING, BUT MOSTLY THE CHANNELS AND BRIDGES.

AND, UM,

[00:35:01]

EVEN IN MORE MODERATE RAINS, UH, THERE'S PROBLEMATIC BRIDGES THAT CATCH DEBRIS, EVEN IN MORE MODERATE RAIN EVENTS THAT THE STREET DEPARTMENT KNOWS ABOUT.

AND THEY'RE OUT THERE CONSTANTLY.

UM, A NUMBER OF TIMES A YEAR, CLEARING DEBRIS FROM SOME OF THESE PROBLEMATIC BRIDGES, UM, ADDRESSING CITIZENS, FLOOD RISK INQUIRIES, THE ENGINEERING DEPARTMENT, UM, MANAGES MOST OF THESE CALLS.

IF NOT ALL OF THEM, THEY CALL US, SOMEBODY MAY HAVE BOUGHT A HOUSE.

THEY REALIZE THEY'RE IN A FLOOD PLAIN, BUT THEY DIDN'T KNOW WHAT IT WAS ABOUT.

THEY STILL BOUGHT THE HOUSE.

NOW THEY'RE COMING TO THE CITY SAYING I HAD THEIR REQUIRED ME TO HAVE FLOOD INSURANCE.

WHAT DO I? AND SO WE, WE EDUCATE THEM ON THAT, UM, ANNUAL CITY PRESS PUBLICATION EVERY YEAR TO, TO BE PART OF THE CRS.

WE HAVE TO PUBLISH A TWO PAGE.

AND MOST OF Y'ALL HAVE PROBABLY SEEN IT.

I BELIEVE IT'S EITHER IN THE DECEMBER, JANUARY OR THE FEBRUARY, MARCH ISSUE OF THE GARLAND PRESS.

AND YOU'LL, YOU'LL FLIP THROUGH IT.

AND, AND DOROTHY WHITE IS INVOLVED IN THIS OBVIOUSLY PUBLIC RELATIONS, BUT SHE'S, SHE'S FRUSTRATED WITH WHEN WE HAVE TO PUBLISH THIS, CAUSE IT TAKES UP TWO FULL PAGES EACH YEAR.

AND THAT'S OTHERS INFORMATION THAT SHE WOULD LIKE TO HAVE ON THOSE PAGES OTHER THAN FLOOD FLOOD INFORMATION.

BUT WE'RE REQUIRED TO BE IN THIS PROGRAM.

WE WERE REQUIRED TO PUBLICIZE THAT IN A PUBLICATION EACH YEAR.

SO, UM, SHE GRINS AND BEARS AND SHE GIVES US A HARD TIME ABOUT IT, BUT WE MOVE ON AND THEN, UM, ANNUAL NOTIFICATION TO THE PROPERTY OWNERS.

WE JUST COMPLETED THAT THIS YEAR IN SEPTEMBER AND EARLY OCTOBER, WE MAIL OUT LETTERS TO KNOWN HIGH-RISK FLOODING AREAS AND WE MAIL OUT INDIVIDUAL LETTERS TO BELIEVE IT WAS 192 PROPERTY OWNERS AND WE SEND THEM BROCHURES AND INFORMATION ON FLOOD INSURANCE AND THE WHOLE PROGRAM ITSELF, UM, TO ENTICE THEM AND TO ENCOURAGE THEM IF THEY HAVEN'T DONE ALREADY TO PURCHASE FLOOD INSURANCE.

SO THOSE ARE JUST A FEW OF THE ACTIVITIES THAT WE PERFORM IN THE, IN SOME OF THE MAJOR ONES IN THE CITY, EACH ACTIVITY IN THE CRS HAS A MAXIMUM NUMBER OF POINTS THAT ARE TOTALED FOR CERTAIN TASKS THAT ARE ACHIEVED BY THE CITY.

THEN THE POINTS ARE ALL ADDED UP FOR A TOTAL CLASS AND THEN A TOTAL FOOT CLASSIFICATION IS DETERMINED BASED ON THOSE POINT VALUES FOR THE CITY.

AND THEN BASED ON THE CLASSIFICATION THERE, AND THERE'S A REDUCTION OF FLOOD INSURANCE PREMIUMS. AND TO GIVE YOU AN IDEA, THIS IS THE, THIS IS THE ACTUAL CHART.

AND AS YOU CAN SEE HERE, THERE'S, THERE'S A CLASS ONE THROUGH 10.

AND AS, AS THE MORE POINTS YOU GET, THERE'S A HIGHER PREMIUM REDUCTION.

AS YOU CAN SEE ALL THE WAY UP TO NUMBER ONE, YOU CAN GET A 45% REDUCTION.

I, THE ONLY PEOPLE THAT CAN TRULY ACHIEVE, YOU KNOW, ANYWHERE FROM A THREE TO A ONE IS PROBABLY COASTAL COMMUNITIES, BECAUSE THERE'S A LOT OF INFORMATION.

THERE'S A WHOLE SECTION JUST ON COASTAL ARMORING AND EVERYTHING ELSE THAT WE DON'T HAVE HERE IN GARLAND.

SO WE'LL NEVER BE ABLE TO ACHIEVE THOSE, THOSE LOWER CLASSES.

BUT, UM, WHAT WE DO HAVE IS AS YOU SEE THERE ON THE BOTTOM GARLAND CURRENTLY HAS, UH, 1,647 POINTS.

THAT'S AS OF 2021, WE JUST PUT ALL OF OUR INFORMATION TOGETHER AND, UM, I'LL GET TO SOME MORE INFORMATION HERE IN A MINUTE.

WELL, WE'LL GO TO THE NEXT SLIDE.

WE'RE CURRENTLY A CLASS SEVEN.

THERE ARE 68 COMMUNITIES IN STATEWIDE THAT PARTICIPATE IN THE CRS PROGRAM.

11 CITIES IN TEXAS HAVE A BETTER CLASSIFICATION.

THEN GARLANDS OF THE 68, SOME ARE IN AUSTIN, SOME ARE IN HOUSTON.

AND THEN THERE WERE ONLY FOUR IN THE METROPLEX AREA THAT HAVE A BETTER CLASSIFICATION THAN GARLAND.

AND THERE ARE 19 CITIES IN THE DFW AREA THAT PARTICIPATE INCLUDING GARLAND.

I'VE LISTED ALL 19 HERE AND SHOW YOU THEIR, UM, CLASSIFICATION, DALLAS GRAND PRAIRIE CARROLLTON, ARLINGTON ALL HAVE A BETTER CLASSIFICATION THAN GARLAND BENBROOK.

AND NORTH RICHLAND HILLS ARE SEVEN, WHICH IS REALLY A VERY GOOD RATING.

AND THAT AS YOU CAN SEE HERE, DENTON RICHARDSON, PLANO, FORT WORTH ARE ALL EIGHTS AND THEN LEWISVILLE HAS A NINE.

SO, UM, COMPARED TO THE OTHER CITIES AROUND, WE'RE DOING A VERY GOOD JOB AND I'M PRETTY PROUD OF THAT, BUT I'LL GET INTO SOME INFORMATION HERE.

THE CRS PROGRAM RECENTLY, WHAT WE DO EVERY YEAR IS WE HAVE TO RE CLASSIFY OUR, OUR, UM, WHAT THEY CALL A RECERTIFY OR CLASSIFICATION EACH YEAR ANNUALLY.

IT'S LIKE A SELF-AUDIT.

THEY SEND US PAPERWORK OR THERE'S PAPERWORK.

WE, WE CHECK OFF THE BOXES, WE'RE STILL DOING THIS, WE'RE STILL DOING THIS.

WE ANSWER SOME QUESTIONS AND WE SUBMIT IT AND WE KEEP OUR CLASSIFICATION.

SO THAT'S, THAT'S A RE WHAT THEY CALL A RECERTIFICATION EVERY FIVE YEARS, THE CITY'S REQUIRED TO RE

[00:40:01]

VERIFY THEIR CLASSIFICATION AND WHAT THIS IS, IS AN ACTUAL AUDIT BY OUR CRS SPECIALIST.

THEY ACTUALLY COME OUT HERE, THEY SPEND A DAY OUT HERE.

WE SHOW THEM ALL OF OUR RECORDS.

WE TAKE THEM TO THE LIBRARY.

WE HAVE STUFF ON FILE IN THE LIBRARY, THAT'S AVAILABLE TO THE PUBLIC.

WE SHOW THEM OUR RECORD DRAWINGS.

WE SHOW THEM WHAT WE'RE DOING WITH PLANTING AND PLANTING OUR PROPERTIES OUT AND MAKING SURE THAT THE FLOOD PLAIN IS PLOTTED OUT AS A SEPARATE PIECE OF PROPERTY.

AND IT'S EITHER AN HOA LOT OR THERE'S EASEMENTS THAT TYPE OF THING.

WE SHOW THEM ALL THE INFORMATION THAT WE HAVE THERE.

UM, I THINK THEY'VE EVEN GONE AROUND AND LOOKED AT PROJECTS ON SITE TO SEE WHAT WE'RE DOING ON SITE, UH, WITH SOME OF OUR REMEDIATION PROJECTS.

SO THAT HAPPENS EVERY FIVE YEARS.

NOW, OUR LAST RE VERIFICATION WAS IN 2016 AND BECAUSE OF COVID, IT'S BEEN DELAYED A YEAR.

AND SO OUR RE OUR RE VERIFICATION IS ACTUALLY SLATED FOR 2022.

SO IN PREPARATION FOR THAT, WE CALL IT, WE REACHED OUT TO OUR, OUR, UM, CRS SPECIALIST.

SHE'S ACTUALLY BASED IN LAFAYETTE, LOUISIANA, AND, UM, MS. WEEKS.

AND WE WERE TALKING TO HER AND SAID, LOOK, WHAT, WHAT ALL DO WE NEED? WE HAVE, WE HAVE NEW PEOPLE IN OUR DEPARTMENT THAT ARE, THAT HAVE TAKEN OVER THE CRS PROGRAM.

AND WE WERE JUST ASKING, YOU KNOW, WE KNEW THAT THINGS HAD CHANGED THIS YEAR BECAUSE OF THE ADDENDUM TO IT.

AND WE WERE TRYING TO READ THROUGH IT.

WE HAD SOME QUESTIONS.

AND SO WE SAT DOWN WITH HER FOR A COUPLE HOURS LAST WEEK ON A VIRTUAL CALL.

AND SHE TOOK ITEM OR ACTIVITY BY ACTIVITY THROUGH THAT WHOLE THING.

AND SHE HAS CONDENSED THAT SHE ACTUALLY USED TO WORK FOR A CITY OR A MUNICIPALITY YEARS AGO, AND SHE WAS THE CRS PERSON FOR THEIR CITY.

AND SHE WAS TRYING TO FIGURE IT ALL OUT.

AND SHE WOULD READ THROUGH THE 700 PAGES AND SHE COULDN'T FIGURE IT ALL OUT.

SHE ASKED QUESTIONS AND SHE FINALLY HAS FIGURED IT OUT TO THE POINT WHERE SHE QUIT HER JOB AND WENT TO WORK FOR A CONSULTING FIRM THAT NOW SHE IS A CRS SPECIALIST FOR FEMA, AND SHE IS A WORLD OF INFORMATION THAT WE NEVER HAD BEFORE.

AND SHE'S ABLE TO HELP US IDENTIFY AREAS THAT WE MIGHT BE ABLE TO ACQUIRE MORE POINTS AND THINGS LIKE THAT TO TRY TO GET OUR NUMBER UP TO WHERE WE CAN GET TO THAT NEXT CLASSIFICATION.

AND IT'S, IT WAS, UH, THE VISIT WAS VERY ENCOURAGING AND THERE'S A LOT OF LOW-HANGING FRUIT, SIMPLE THINGS LIKE, UM, WE KEEP TRACK OF ALL THE ELEVATION CERTIFICATES FOR FLOODED PROPERTIES IN OUR, IN FLOODPLAIN PROPERTIES IN THE CITY WHERE THERE'S OVER A THOUSAND OF THEM, TOTAL ELEVATION CERTIFICATES, SOME ARE DUPLICATES THE WAY THEY'VE THE MAPS HAVE CHANGED.

SO WE REDID THE PROPERTIES WHEN SOMEBODY ASKS FOR THEM, AND WE HAVE THAT.

WE GET POINTS FOR THAT.

BUT WHAT WE DIDN'T KNOW, WE CAN GET AN ADDITIONAL 30 POINTS IF WE JUST PUBLISH THAT ONLINE ON OUR WEBSITE.

AND WE DIDN'T, YOU KNOW, WE JUST HAVE TO PUBLISH THAT WE HAVE THESE ADDRESSES AVAILABLE.

AND SO THERE'S LITTLE SIMPLE THINGS LIKE THAT.

THERE'S ANOTHER SIMPLE THING.

UM, I HAVEN'T TALKED TO STEVE ABOUT THIS YET, BUT, UM, STEVE GOES OUT, WE WERE TALKING ABOUT HOW HE CLEARS DEBRIS FROM THE BRIDGES EARLIER.

WELL, WE GET CREDIT THAT HE'S GOING OUT AND THEY'RE MAINTAINING AND CLEARING THE CREEKS AND THE CHANNELS AND THE BRIDGES, BUT A WRITTEN PROCEDURE IS WORTH ANOTHER 30 POINTS ON THAT AS WELL.

IF HE HAS A WRITTEN PROCEDURE FOR IT.

AND I HAVEN'T VERIFIED WITH HIM IF IT'S WRITTEN, IF IT'S NOT, IT'S VERY SIMPLE.

WE WRITE A PROCEDURE FOR IT.

WE GET AN EXTRA 30 POINTS.

SO THERE'S A LOT OF LITTLE LOW HANGING FRUIT THAT SHE WAS TELLING US ABOUT.

AND THERE'S A LOT OF OTHER THINGS THAT WE HAVE, UM, THAT, THAT WERE ACTION ITEMS UNDERWAY.

WE ARE SENDING A BUNCH OF INFORMATION TO HER RIGHT NOW.

WE'VE SAID WE'VE CHANGED THE GDC.

THE GDC BECAME PUBLIC OR PUBLISHED.

I BELIEVE AFTER THE LAST TIME THAT WE'VE UPDATED IN 2016, THERE'S A LOT OF INFORMATION IN THERE.

THAT'S CHANGED THAT WE'RE RESTRICTING AND DEVELOPMENT.

THAT'S GOING TO HELP US WITH THIS.

THERE'S ALSO, ENGINEERING'S MADE A NUMBER OF GIS ENHANCEMENTS THAT WILL ALSO HELP US GAIN ADDITIONAL POINTS.

AGAIN, I TOLD YOU ABOUT THE STREET DEPARTMENT PROCESSES, OBVIOUSLY OEM HAS, HAS HAD A FULL CHANGE OVER SINCE 2016 ON THE WAY THEY OPERATE THAT.

I NEED TO SIT DOWN WITH MISTY AND A FEW OTHERS AND GO THROUGH THEIR OPERATIONS THAT MAY HELP US GAIN ADDITIONAL POINTS, BUT SHE WAS VERY HELPFUL.

MS. WEEKS WAS VERY HELPFUL AND TRYING TO IDENTIFY, HEY, THESE ARE THE AREAS YOU NEED TO LOOK AT.

SHE IS ACTUALLY TAKING THAT THAT 700 PAGE DOCUMENT AND CONDENSED IT TO A 28 PAGE CHECKLIST FOR US.

AND WE HAVE THE CHECKLIST WE'RE GOING THROUGH IT.

AND WE'RE SENDING HER INFORMATION ALMOST ON A DAILY BASIS RIGHT NOW, TRYING TO HAVE HER REVIEW INFORMATION FOR US.

SO AS A PART OF THIS, WE'RE ENCOURAGED, I THINK BASED ON OUR, FOR OUR INITIAL CONVERSATIONS AND

[00:45:01]

WHAT WE UNDERSTOOD HER TO SAY AND WHAT SHE UNDERSTOOD US TO TELL HER THAT WE'RE DOING, I BELIEVE THERE'S A VERY GOOD POSSIBILITY THAT WE CAN AT LEAST GET DOWN TO A SIX.

I DON'T KNOW ABOUT A FIVE YET, BUT I THINK WE CAN ACHIEVE A SIX, WHICH AS YOU SAW HERE WOULD GIVE US, WOULD GIVE OUR CONSTITUENTS A 20% RATE ON THEIR PREMIUMS DISCOUNT ON THEIR PREMIUMS. AND SO LONG STORY SHORT, I THINK THIS IS AN ACHIEVABLE GOAL.

AND WE, WE HAVE PEOPLE WORKING ON THIS TRYING TO GET INFORMATION TO HER.

WE HAVE HER GOING TO, TO, TO GET THIS ALL IN PLACE.

AS YOU SEE THE THIRD ITEM ON THIS LIST HERE, UM, WE'RE GOING TO HAVE HER COME VISIT US PROBABLY THE FIRST HALF OF 2022 WITH THE HOPES THAT WE'LL HAVE ALL THIS INFORMATION COMPILED, ALL OF OUR TWEAKS MADE TO OUR, OUR, UM, WEBSITE AND THINGS LIKE THAT, SO THAT WE CAN SUBMIT FOR A RECLASSIFICATION THIS NEXT YEAR.

AND THEN HOPEFULLY THAT WILL GO INTO EFFECT MAYBE OCTOBER OF 2022.

IT DEPENDS ON HOW LONG IT TAKES FEMA AND THEM TO REVIEW ALL THIS INFORMATION.

BUT SINCE SHE'S HELPING US ALONG THE WAY, REVIEWING IT AS WE GO, WE'RE HOPING THAT THE REVIEW PROCESS WILL TAKE A LITTLE BIT SHORTER TIME, BUT IF NOT, IT WOULD BE THE FOLLOWING APRIL OF 2023, WHEN THESE RATES WOULD GO INTO EFFECT.

SO SHE DID SAY THAT SHE WOULD COME TO THE CITY COUNCIL, OR SHE MAY BE VIRTUAL SINCE SHE'S IN LAFAYETTE.

I MEAN, BUT SHE WOULD GIVE A PRESENTATION TO THE COUNCIL AT THIS TIME.

I WOULD RECOMMEND TO THE COMMITTEE THAT WE WAIT UNTIL WE GET THROUGH THIS PROCESS, MAYBE FOR RECLASSIFICATION AND AT THE RECLASS.

ONCE I'M SAYING WE ACHIEVE THAT, THEN WE CAN HAVE HER GIVE A PRESENTATION TO SAY WHAT ALL HAS BEEN DONE AND ACHIEVED.

OKAY.

THANK YOU.

THAT'S GREAT NEWS.

UM, THERE'S, UH, YOU KNOW, THE, THE, THE CONSTITUENTS IN PARTICULAR, WE'RE INTERESTED IN HAVING SOME KIND OF MEETING.

MAYBE WE CAN HAVE SOME SMALLER GROUP MEETING WITH THOSE CONSTITUENTS WHEN, WHEN SHE COMES TO VISIT IN, YOU KNOW, IF, IF SHE COMES TO VISIT, MAYBE WE COULD DO IT, A SMALL COMMUNITY MEETING OR WHATNOT.

WHENEVER WE CAN PROVIDE THE SAME PRESENTATION AND, AND GIVE THEM THIS PRESENT, GIVE THE PEOPLE THIS PRESENTATION AND LET THEM ASK QUESTIONS.

AND IF SHE'S THERE, THEN OBVIOUSLY THE PERSON WHO KNOWS THE SHERIFF'S BEST CAN KIND OF DO.

THEN BY THAT POINT, WE MAY HAVE A LITTLE MORE INFORMATION TO GIVE PEOPLE.

I ASSUME THAT THE PROGRAMS THAT WE'RE TALKING ABOUT HERE TODAY, LIKE A FLOOD PLAN, PRONE PROPERTY PROGRAM, TONGUE TWISTER, I WAS NOT EXPECTING, UM, DID SOMETHING LIKE THAT WOULD GIVE US ADDITIONAL POINTS.

IN OTHER WORDS, THESE ADDITIONAL THINGS THAT WE'RE TALKING ABOUT MIGHT HELP PUSH US OVER ON THAT.

YOU, YOU MENTIONED THAT IN IT'S INTERESTING.

WE, WE BROUGHT THAT UP BECAUSE WE WERE TAUGHT, WE ASKED HER, HE SAID, HEY, WE'RE, WE'RE WORKING ON THIS.

AND SHE SAID, WELL, YOU HAVE TO HAVE, IT'S ALL BASED THAT YOUR POINTS ARE ALL BASED ON A PERCENTAGE OF HOW MANY PROPERTIES YOU'VE PURCHASED.

IT'S PRORATED.

OKAY.

SO IT'S GOING TO TAKE AWHILE.

SO THAT'LL EVENTUALLY HELP US, BUT AT THIS TIME, SO IT'S A PERCENTAGE LIKE, SO IF THERE ARE 45 REPETITIVE LOSS AND WE'VE PURCHASED 40 OF THEM, THAT MIGHT GET US X NUMBER OF POINTS.

CORRECT.

SO THAT MIGHT HELP US GET TO A, TO A FIVE DOWN THE ROAD.

IN OTHER WORDS, THAT MIGHT BE SOMETHING DOWN THE ROAD.

YOU COULD, YOU PULL UP THE, WHAT ARE THE POINT DIFFERENTIALS ON THE CAUSE THEY KIND OF GAME-IFY IT NOW, SIR, ONLY, AND ONLY 350 POINTS AWAY FROM A, UM, FROM A SIX, BUT WE ARE 900 POINTS AWAY FROM A FIVE.

YES, SIR.

OKAY.

AND, AND LIKE I SAID, ONCE WE START PICKING THIS LOW HANGING FRUIT THAT WE DIDN'T REALIZE WE COULD GET POINTS FOR ALL THESE YEARS, BECAUSE NO ONE HAS REALLY EVER, LIKE I SAID, YOU READ THE MANUAL AND THE MANUAL SAYS, YOU GOT TO DO THIS.

AND THEN, AND HE SAYS, WELL, BUT ALSO SAYS THIS AND IT'S VERY CONFUSING.

AND SHE EVEN SAID, IT'S A VERY CONFUSING DOCUMENT.

I'VE SIMPLIFIED IT FOR YOU GOVERNMENT AT ITS FINEST.

RIGHT.

AND SO IT REMINDS ME A LITTLE BIT OF THE, THE RTCS PROGRAM WHERE WE HAVE, YOU KNOW, THOSE KINDS OF, YOU KNOW, HOW WE GET OUR DEVELOPMENT CREDITS AND OTHER STUFF, IF WE HAVE, YOU KNOW, TRUCK IDLING POLICIES AND THESE POLICIES AND THOSE POLICIES.

SO, YOU KNOW, HAPPY TO KIND OF, BUT YEAH.

PRESENTATION TO COUNCIL AT SOME POINT KIND OF LISTING OUT, MAYBE WITH THAT CHECKLIST WHERE WE ARE, BUT ANY, ANY LOW-HANGING FRUIT WE COULD PICK UP, THAT WOULD BE GREAT.

WE'RE WORKING ON, WE'RE TRYING TO MAXIMIZE THE NUMBER OF POINTS OF THE LOWEST.

AND THEN AGAIN, IF WE HAVE TO TWEAK SOMETHING HERE OR THERE ON OUR WEBSITE, OR DO SOMETHING OR, OR COME UP WITH A FEW WRITTEN PROCEDURES THAT SHOULD IT, SHOULDN'T TAKE VERY LONG TO PUT THOSE TOGETHER AND, AND TRY TO GET THAT INFORMATION BACK TO GREAT.

ANY QUESTIONS NOW, IF YOU COULD EMAIL ME THAT PRESENTATION.

YES, SIR.

THAT'D BE GREAT.

I'M GOING TO FORWARD IT ON TO THE, TO THE RESIDENTS WHO WERE ASKING ABOUT IT, IF THAT'S OKAY WITH YOU.

YES, SIR.

GREAT.

[00:50:01]

THANK YOU.

GREAT WORK ON THAT THEN.

AND THANKS FOR PULLING THAT TOGETHER ON FAIRLY SHORT NOTICE.

SO I WASN'T EVEN AWARE THAT THE, I MEAN, MAYBE I SHOULDN'T ADMIT TO THIS RECORDING, I HAD NO IDEA THAT ANY OF THIS EXISTED, IT IS ANOTHER EXAMPLE OF THE EXPANSIVE OPERATIONS AND THINGS THAT WE DO IN THE CITY THAT THAT WOULD JUST HAVE NO, YOU JUST DON'T EVEN KNOW.

SO THANK YOU VERY MUCH.

AND WITH THAT, UM, WE'LL MOVE ON TO ITEM NUMBER FIVE, WHICH IS TO ADJOURN AT 5 54 FULL SIX MINUTES BEFORE DINNER START.